PAYMENTS & FINANCING
We offer a variety of payment options, including financing, on all our hot tubs and saunas. Once you have decided to purchase a Northern Lights cedar hot tub and/or sauna, you will be sent a final sales order for your approval.
In order to move your purchase into production, we require a 50% deposit. This first payment can be made by Visa, Mastercard, American Express, PayPal, or bank transfer.
When your item is ready to ship, you will be contacted approximately 1 week prior, to arrange the final balance of payment. We will then take the second half of your payment. As we do not store any credit card information, so you will need to provide us with payment information again.
PAY MONTHLY STARTING AT 0% APR
Choose how you pay with Affirm for as low as 0% APR. Spread the cost of a purchase into easy monthly payments.
Up to 0–31.99% APR (where available and subject to provincial regulatory limitations). Subject to eligibility check and approval.
A down payment may be required. See actual terms at checkout.
WHY USE AFFIRM?
BEFORE YOU BUY
Get your Affirm spending limit while you’re still shopping.
QUICK AND CONVENIENT PURCHASE
Place your order quickly and easily by choosing Affirm as your payment method. Enter a few details to get an instant decision and complete your purchase.
Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.
SAY YES WITH CONFIDENCE
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Affirm tells you up front the total amount you’ll pay. That number will never go up.
You choose the payment plan that works for you.
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
FREQUENTLY ASKED QUESTIONS
Yes! There’s no penalty for paying early.