FINANCING AS LOW AS 0% APR ON APPROVED CREDIT. FIND OUT MORE
PAYMENTS & FINANCING
We offer a variety of payment options, including financing, on all our hot tubs and saunas. Once you have decided to purchase a Northern Lights cedar hot tub and/or sauna, you will be sent a final sales order for your approval.
In order to move your purchase into production, we require a 50% deposit. This first payment can be made by Visa, Mastercard, American Express, PayPal, or bank transfer.
When your item is ready to ship, you will be contacted approximately 1 week prior, to arrange the final balance of payment. We will then take the second half of your payment. As we do not store any credit card information, so you will need to provide us with payment information again.
PAY MONTHLY STARTING AT 0% APR
Choose how you pay with Affirm for as low as 0% APR. Spread the cost of a purchase into easy monthly payments.
Up to 0–31.99% APR (where available and subject to provincial regulatory limitations). Subject to eligibility check and approval.
A down payment may be required. See actual terms at checkout.
USA customers prequalify here
Canadian customers prequalify here
WHY USE AFFIRM?
PREQUALIFY
BEFORE YOU BUY
Get your Affirm spending limit while you’re still shopping.
QUICK AND CONVENIENT PURCHASE
Place your order quickly and easily by choosing Affirm as your payment method. Enter a few details to get an instant decision and complete your purchase.
EASY
PAYMENTS
Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.
SAY YES WITH CONFIDENCE
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
TRANSPARENT
Affirm tells you up front the total amount you’ll pay. That number will never go up.
FLEXIBLE
You choose the payment plan that works for you.
FAIR
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works
FREQUENTLY ASKED QUESTIONS
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
Can I return an item I bought with Affirm?
Does checking my eligibility affect my credit score?
Do I need a mobile number to use Affirm?
Where can I learn more about Affirm?
